* Please find important information about Good Money’s proposed Regulation A offering below.

Our revolutionary idea:
making customers owners.

The Good Shares program—Good Money’s ownership program—is designed to democratize the opportunity for wealth creation for ALL Americans.

For the first time in history a customer can become an owner of an early private company just for being a customer. You can become an owner of Good Money just by banking with us and unlocking Good Shares. Which means you don’t have to invest your own money in our company to obtain equity, like you would have to with other companies. Think of Good Shares as the most incredible rewards program in history. Instead of earning points or airline miles when you use our card, you’ll unlock Good Shares—reserved equity in Good Money. Our goal with the Good Shares program is to combat the negative effects of hyperconcentration of wealth.

Three people in the US have the same amount of money as the bottom 50% of Americans combined.

Customers should own the
companies they buy from.

Since you as a consumer create the value in the brands you buy from, why shouldn’t you expect to be an owner in those brands? Look at any major consumer brand you buy from today, if there are no customers, the brand has no value. Yet today, Wall Street and venture capitalists capture the vast majority of all wealth created by successful brands and companies. With Good Money, we unlock Good Shares—reserved equity—for customers to reward them for the value they create for our brand. We think it’s important to have a mutually beneficial relationship with customers; you should get real value in return for creating value. Our values are in stark contrast to a rigged economy that makes the rich richer and leaves everyone else behind. Unlike Big Banks that use your money to fund the destruction of the planet, we are partnering with you to make you an owner over time. You help us grow and succeed, and you should share financially in our growth too. 

How do I unlock Good Shares?

With Good Money, you can unlock Good Shares by doing ordinary things you’d do with any other mobile banking service. You’ll notice, it’s nothing more than banking with us: 

  • Create your free account
  • Complete your account setup
  • Order your free Good Money debit card
  • Fund your account
  • Activate your card
  • Set up direct deposit
  • Use your card to get up to 8% Good Shares return

Will Good Shares turn
into real money? 

In order to turn your Good Shares—reserved equity—into cash, Good Money plans to go through this process with the Securities and Exchange Commission (“SEC”):

Step 1:
Bank with us and unlock Good Shares.

Step 2:
We’ll file with the government.

Step 3:
They say yes, and Good Money goes public!

Step 4:
Good Shares become publicly traded stock that you can buy and sell for cash.

How does
Good Shares return work?

Once you’ve created your free account, one of the best ways to unlock more Good Shares is by making purchases with your Good Money card. Make up to 8% annual return on deposits in Good Shares based upon how frequently you use your Good Money card. Every 10 purchases increases return 1% in a given month (see chart). For your first two calendar months as a customer, you start out at a 4% deposit return. 

For example, the average American makes 40-60 transactions per month. If you have $1,000 in deposits and make 41 transactions per month, you’ll reach a 6% Good Shares return and unlock a total of $60 in Good Shares over a year, or $5 in Good Shares every month ($1,000 X 6% = $60 in Good Shares)

What are Good
Shares right now?

Coming out of the Great Depression, the SEC created some badly needed laws to protect the average person from investment scams that cost people their life savings. This was important to protect everyday Americans. But the negative consequence was that only wealthy people with lots of money could invest in early private companies, leaving everyday people out of the equation. These new laws helped create an economy with a hyperconcentration of wealth at the top, leaving most other Americans behind. 

In our commitment to democratize ownership and help our customers create wealth, we have to work within complex regulatory frameworks that satisfy a broad spectrum of regulations and laws. This makes Good Shares complicated, and as a result, we are on a journey with you, our customers, and we ask you to be our patient partners, contributors, and beneficiaries. To become one of the first companies in history to make its customers owners, Good Money plans to, first, create convertible securities, then second, register the securities with the Securities and Exchange Commission (SEC) under Tier 2 of Regulation A, in order to make Good Shares a reality. 

We all know how people like Jeff Bezos (Amazon), Bill Gates (Microsoft), and Elon Musk (Tesla) became so rich – they were investors of early consumer technology brands. One of the primary ways venture capitalists invest in early private consumer technology companies is through convertible securities financing. Convertible securities are a type of investment that can be changed into another form. Good Shares will be a type of convertible security that can be changed into real shares of Good Money when we have an initial public offering (IPO) . In order to help our customers gain wealth from their ownership of an early technology company, we’re making Good Shares convertible securities and accessible to all of our customers for the actions they take as customers.

The basic idea is pretty simple: the more customers who join Good Money, the more valuable Good Money can become.

Good Money plans to offer those convertible securities to customers under recent legislation in the Jobs Act – Tier 2 of Regulation A. Regulation A is an exemption from typical registration requirements that applies to the public offerings of securities. It allows companies to offer their securities to the public without having to “IPO”. Companies utilizing the Regulation A exemption must still file offering statements with the SEC to make information about their company publicly available. But while most exceptions to the Securities Act registration requirements allow for only wealthy “accredited investors” to invest in non-registered companies, Regulation A is one of the few exemptions that allows “non-accredited investors” (aka the public and people who aren’t as rich as Bezos) to get ownership and equity in non-registered companies like Good Money.

Will I get to buy
a solar powered yacht?

You will become a full legal owner of Good Shares when: Good Money completes its registration of Good Shares with the SEC, you meet eligibility requirements, and you claim those Good Shares. Until then, we’re rewarding early customer loyalty by unlocking  Good Shares for you. The reserved Good Shares (that we’re holding for you) won’t have any value until our SEC registration is complete.


Legal Disclosures
Good Money is anticipating undertaking an offering of a class of its shares under Tier 2 of Regulation A, by which shares would be issued to qualified customers in connection with the Good Shares Program. Terms and conditions of the Good Shares Program, and the anticipated Tier 2 offering contemplated thereof, are available here

To date, no filing has been made with the Securities and Exchange Commission (the “SEC”). No money or other consideration for the shares is being solicited, and if sent in response, will not be accepted. No offer for the shares can be accepted, and no part of the subscription price can be received until an offering statement filed by Good Money with the SEC has been qualified by the SEC. Any such offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of acceptance given after the date of qualification. An indication of interest in the shares involves no obligation or commitment of any kind.