Make up to 8% return in Good Shares the more you use your card. Good Shares return is variable and driven by the frequency of your Good Money debit card usage. For the first two months after you open your Good Money account, your Good Shares return will start out at 4%. After that, your Good Shares return will start at 2% each month, and will increase by 1% for every 10 debit card swipes you make each month (up to 8%). Your return in Good Shares is calculated based on your highest settled account balance (up to $1,000) over the prior month. This means that you can unlock up to $80 in Good Shares return per year. Learn more about customer ownership here.